Deerwood Bank Routing Number: Current Number, ACH, Wire Transfers, And More
The current Deerwood Bank routing number is 091907125. Deerwood Bank lists this nine-digit number on its official contact information.
The number is used to identify the bank during electronic payment processing. It can be needed for direct deposits, ACH transactions, bill payments, and certain wire transfers.
Older Deerwood Bank routing numbers can still appear on third-party websites. Understanding their status can help prevent confusion when setting up payments.
What Is The Deerwood Bank Routing Number?
The current Deerwood Bank routing number is 091907125. The bank publishes this number for customers who need its routing information.
A routing number identifies a specific U.S. financial institution during payment processing. It works alongside an account number to identify the receiving account.
Current Routing Number
Deerwood Bank routing number: 091907125
The number is associated with Deerwood Bank in Minnesota. Current routing records identify 091907125 for both FedACH and Fedwire processing.
Customers should use the current number provided by Deerwood Bank when establishing new electronic payments. This is especially important when replacing older payment instructions.
What Does A Routing Number Do?
A routing number identifies the financial institution involved in a transaction. Your individual account number identifies the specific account receiving or sending the funds.
Banks use these identifiers to process different types of electronic and paper transactions. The required information can vary depending on the payment method.
What Is The Deerwood Bank Routing Number For ACH?
The Deerwood Bank routing number for ACH transactions is 091907125. ACH stands for Automated Clearing House, which processes many electronic payments in the United States.
ACH transactions can include direct deposits, recurring payments, electronic bill payments, and transfers between financial institutions.
Direct Deposit
People setting up payroll direct deposits may need their Deerwood Bank routing number and account number. Employers generally require both pieces of information to send money to the correct account.
Deerwood Bank specifically instructed former Community Development Bank customers to update future payroll deposits with 091907125.
Customers should provide the routing number exactly as shown by the bank. A single incorrect digit can prevent an electronic payment from reaching the intended account.
Automatic Payments
Recurring electronic payments can also use the bank’s routing number. These payments may include utilities, subscriptions, insurance premiums, loan payments, and other authorized withdrawals.
Customers changing banks should update recurring payment instructions before closing their previous account. This helps prevent missed payments and returned transactions.
What Is The Deerwood Bank Routing Number For Wire Transfers?
Deerwood Bank’s wire instructions identify 091907125 as its wire routing number. The bank’s business banking guide specifically displays this number for domestic wire setup.
Wire transfers can require additional information beyond the routing number. Depending on the transaction, the sender may need the recipient’s name, account number, address, and bank details.
Domestic Wire Transfers
For domestic wires, customers should confirm the complete instructions before sending money. The routing number alone may not provide enough information to complete the transfer.
Deerwood Bank’s wire documentation identifies the recipient financial institution as Deerwood Bank. It lists 091907125 as the wire routing number.
Customers should verify current instructions directly with the bank when transferring significant amounts. This is especially important when a payment is time-sensitive.
International Transfers
International transfers can require different information from domestic payments. Requirements may include a SWIFT or BIC code, intermediary bank details, and additional beneficiary information.
Customers should not assume that the domestic routing number is the only information needed for an international transfer. Deerwood Bank can provide the applicable instructions for the transaction.
Does Deerwood Bank Have More Than One Routing Number?
Yes, several routing numbers appear in banking databases under Deerwood Bank’s name. However, they should not automatically be treated as current alternatives.
Third-party routing records currently list 091907125, 091909178, and 096000603. Their processing status and history differ.
091907125
091907125 is the current routing number published directly by Deerwood Bank. It is the number customers should use when the bank asks for its current routing information.
Routing records identify this number for FedACH and Fedwire processing. Deerwood Bank’s own contact page also lists it as the bank’s routing number.
091909178
091909178 appears in third-party routing databases as another Deerwood Bank routing number. Current records identify it for FedACH processing but not Fedwire.
Because Deerwood Bank’s official contact page lists 091907125, customers should not substitute 091909178 without confirming its use with the bank.
096000603
096000603 is an older Deerwood Bank routing number found in routing databases. Current records identify its status as directing customers to use 091907125 instead.
This distinction matters when researching old checks or archived banking documents. An older number appearing on a historical document does not necessarily mean it remains valid for new transactions.
Did Deerwood Bank Change Its Routing Number?
Deerwood Bank has been involved in routing-number changes connected with previous banking operations and acquisitions.
One significant recent transition involved Community Development Bank. Deerwood Bank acquired Community Development Bank and converted its customers and systems in September 2024.
Community Development Bank Conversion
Former Community Development Bank customers received instructions about the transition to Deerwood Bank. Their account numbers remained the same, while future routing information changed.
Deerwood Bank instructed customers to use 091907125 for future transactions after the conversion.
The bank initially continued processing existing ACH deposits and withdrawals during the transition. Customers were then advised to update employers and companies handling recurring payments.
Updating Payroll And Recurring Payments
Customers affected by the conversion were advised to update direct deposit information with employers. They were also told to update recurring withdrawals and deposits.
This included transactions such as payroll, automatic payments, and certain tax-related payments.
The conversion shows why customers should rely on current bank instructions instead of automatically using an older routing number found on a previous check.
Where Can You Find The Deerwood Bank Routing Number?
Customers have several ways to verify their routing number. The most reliable approach is to use current information provided directly by Deerwood Bank.
Deerwood Bank’s Official Website
Deerwood Bank’s current contact page lists 091907125 as its routing number. This is the clearest source when customers need the bank’s current general routing information.
Customers can also contact the bank directly if they are unsure which routing information applies to a particular transaction.
On A Check
The routing number is printed along the bottom of most U.S. checks. It normally appears as a nine-digit number before the account number and check number.
Customers should compare an old check with the bank’s current information before establishing a new electronic payment.
Old checks may remain usable in some situations, but routing information can change. Current bank instructions should take priority.
Through Online Banking
Customers can access Deerwood Bank’s digital banking services for account management and other banking tasks.
When entering banking information online, customers should use the official Deerwood Bank website or mobile application. They should avoid submitting account details to unknown websites.
What Is Deerwood Bank?
Deerwood Bank is a community bank headquartered in Minnesota. Its history dates back to 1910, when the First National Bank of Deerwood was incorporated.
The institution has since expanded its banking presence across several Minnesota communities. It provides personal banking, business banking, mortgage services, and other financial products.
Deerwood Bank Locations
Deerwood Bank currently lists offices in communities across Minnesota. These include Baxter, Bemidji, Blackduck, Brainerd, Deerwood, Garrison, and Grand Rapids.
Other locations include Mendota Heights, Northome, Ogema, Sartell, St. Michael, St. Paul, and Waite Park.
The Deerwood office is located at 21236 Archibald Road, Deerwood, MN 56444. Its listed telephone number is 218-534-3111.
Banking Services
The bank provides services for individuals and businesses. Personal banking options include checking, savings, debit cards, credit cards, and online banking.
Business customers can access commercial banking services, payment solutions, cash management, and lending products.
Mortgage and real estate services are also available through the bank’s Minnesota offices.
How Do You Use The Deerwood Bank Routing Number?
The routing number is normally entered alongside your account number when establishing an electronic payment.
The exact process depends on the organization receiving the information. Payroll departments, government agencies, lenders, and payment providers may use different forms.
For Direct Deposit
When setting up direct deposit, you may need to provide:
- Deerwood Bank’s routing number
- Your Deerwood Bank account number
- Your account type
- Your personal information
Some employers may request a voided check or bank verification document. Follow the employer’s specific instructions.
For ACH Payments
ACH payments can use the routing number to identify Deerwood Bank. The account number then identifies the account involved in the transaction.
Before authorizing a recurring ACH payment, check the account number carefully. Incorrect information can result in rejected or delayed transactions.
For Wire Transfers
Wire transfers can require more information than ACH payments. Customers should obtain complete instructions before initiating a wire.
For large transfers, verify the recipient information and routing details through a trusted source. This can reduce the risk of sending money to incorrect banking information.
What Should You Do If A Payment Uses An Old Routing Number?
If you find an old Deerwood Bank routing number, do not automatically assume it is still valid.
Check the number against Deerwood Bank’s current information. The bank currently publishes 091907125 as its routing number.
Check The Payment Type
The correct routing information can depend on the payment method. ACH and wire transactions may follow different processing requirements.
If an organization provides a prefilled form containing an older number, contact the organization or Deerwood Bank before submitting it.
Contact Deerwood Bank
Deerwood Bank provides a general toll-free number of 800-291-6597. Customers can use the bank’s current contact information to confirm transaction requirements.
Avoid sharing account numbers, Social Security numbers, passwords, or other sensitive information through unsecured contact forms.
Why Does The Routing Number Matter?
A routing number helps direct a payment to the correct financial institution. Without accurate routing information, electronic payments can be delayed, rejected, or misdirected.
The routing number does not identify your individual bank account. Your account number serves that purpose.
This distinction is important when completing direct deposit forms or setting up electronic payments.
How Is A Routing Number Different From An Account Number?
A routing number identifies the financial institution. An account number identifies the specific customer account at that institution.
For example, 091907125 identifies Deerwood Bank for applicable transactions. Your personal account number identifies your particular checking or savings account.
Both numbers may be required for direct deposits and other electronic transactions.
Other Bank Information Searches
Banking searches can involve many different types of information. Routing numbers identify institutions, while deposit rates and loan documents relate to different banking products.
For example, readers researching deposit products may also be interested in Farmers and Merchants Bank CD rates.
People researching financial institutions may also encounter information about Lemont Bank & Trust, which is a separate banking institution.
A location search can also create confusion when the word “bank” appears in an address. For example, 155 Bank Street NYC refers to a historic Manhattan address associated with Westbeth, not a bank branch.
These topics demonstrate why the exact bank name and transaction type should always be confirmed before using financial information.
Frequently Asked Questions
What Is The Current Deerwood Bank Routing Number?
The current Deerwood Bank routing number is 091907125. Deerwood Bank publishes this number on its official contact information.
What Is The Deerwood Bank Routing Number For Direct Deposit?
The routing number for current Deerwood Bank direct deposit instructions is 091907125. Customers should also provide the correct individual account number.
What Is The Deerwood Bank Routing Number For Wire Transfers?
Deerwood Bank’s wire documentation identifies 091907125 as its wire routing number. Additional beneficiary and account information may also be required.
Does Deerwood Bank Have An Old Routing Number?
Yes. Older routing numbers appear in banking databases, including 096000603 and 091909178. Customers should verify whether an older number remains applicable before using it.
Did Community Development Bank Customers Get A New Routing Number?
Yes. Following the 2024 transition to Deerwood Bank, former Community Development Bank customers were instructed to use 091907125 for future transactions.
Where Can I Verify Deerwood Bank’s Routing Number?
The best place to verify the current general routing number is Deerwood Bank’s official website or directly through the bank.
Final Takeaways
The current Deerwood Bank routing number is 091907125. Deerwood Bank publishes this number for customers who need current routing information.
The number can be used for applicable ACH transactions and is also identified in Deerwood Bank’s wire documentation. Customers may need additional information depending on the transaction.
Several older routing numbers still appear in third-party databases. Customers should not assume those numbers remain valid for new payments without verification.
The 2024 Community Development Bank conversion also caused routing information to change for affected customers. Anyone setting up direct deposit or recurring payments should use current information provided by Deerwood Bank.
When in doubt, verify the routing number directly with Deerwood Bank before submitting payment instructions. This is especially important for large wire transfers and time-sensitive transactions.