First National Bank Of Gillette Wyoming: Services and Online Banking
First National Bank of Gillette is a community bank headquartered in Gillette, Wyoming. The institution has served Campbell County since 1963.
It provides personal, agricultural, commercial, mortgage, and business banking services. Customers can also use online and mobile banking for everyday account management.
This guide covers the bank’s history, branches, routing number, products, digital services, and community involvement.
First National Bank Of Gillette Wyoming At A Glance
First National Bank of Gillette operates three branches in Gillette. Its main office is located at 319 South Gillette Avenue.
The bank is a national bank regulated by the Office of the Comptroller of the Currency. It is also FDIC insured and a member of the Federal Reserve System.
Key Bank Details
Here are the main details customers may need:
- Bank: First National Bank of Gillette
- Headquarters: 319 South Gillette Avenue, Gillette, WY 82716
- Main Phone: 307-686-3300
- Routing Number: 102301050
- FDIC Certificate: 18880
- Charter Number: 15158
- Founded: 1963
- Bank Type: National bank
- Primary Regulator: Office of the Comptroller of the Currency
- Branches: 3
- Primary Market: Campbell County, Wyoming
The institution focuses on local banking while providing a broad selection of consumer and commercial financial products.
Routing Number And FDIC Information
The routing number for First National Bank of Gillette is 102301050. Customers may need it for direct deposits, electronic payments, ACH transactions, and certain transfers.
The bank’s FDIC certificate number is 18880. Customers should verify transaction information with the institution before submitting an important payment or transfer.
First National Bank Of Gillette History
The bank has roots in Gillette dating back more than six decades. Its history is closely tied to the economic growth of Campbell County.
The institution was established as a locally focused bank serving individuals, businesses, farmers, and ranchers.
Founded In 1963
First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community.
The institution began serving the Gillette area during a period of significant development in Campbell County. Agriculture, energy, and local commerce have remained important parts of the regional economy.
Saunders Family Leadership
Raymond Saunders acquired a majority interest in the bank in 1965 and became chairman. His involvement established a family connection that continued for decades.
His son, Sam Saunders, serves as President and CEO. The Saunders family’s history with the institution remains an important part of its community identity.
More Than 60 Years In Campbell County
The institution describes itself as a locally focused bank with more than 60 years of experience in Campbell County.
Its business model emphasizes personal relationships and local knowledge. This approach supports both individual customers and businesses operating in the region.
First National Bank Of Gillette Locations
The bank currently operates three branches, all within Gillette, Wyoming. This concentrated branch network reflects its focus on Campbell County.
Customers can choose between downtown, RC Ranch, and Highway 59 locations.
Downtown Gillette Branch
The main office is located at:
319 South Gillette Avenue
Gillette, WY 82716
Phone: 307-686-3300
This location serves as the institution’s headquarters.
RC Ranch Branch
The RC Ranch branch is located at:
520 Running W Drive
Gillette, WY 82718
Phone: 307-685-7070
Customers can use this location for a range of standard banking services.
Highway 59 Branch
The Highway 59 branch is located at:
2400 South Douglas Highway
Gillette, WY 82718
Phone: 307-685-7000
The bank’s real estate department is also located at this branch.
Branch Hours
Standard lobby hours are generally 9:00 a.m. to 5:00 p.m., Monday through Friday.
The Downtown and RC Ranch drive-through services generally operate from 8:00 a.m. to 5:00 p.m. Monday through Friday.
The Highway 59 drive-through operates from 8:00 a.m. to 6:00 p.m. Monday through Friday and 8:00 a.m. to noon on Saturday.
Customers should confirm holiday schedules before visiting a branch.
Personal Banking Services
First National Bank of Gillette provides several deposit and lending products for individual customers.
The selection includes checking, savings, CDs, retirement accounts, personal loans, and mortgage products.
Checking Accounts
Customers can choose from multiple checking options based on their banking needs.
Checking services can include debit cards, online banking, mobile banking, electronic statements, and mobile deposits.
The bank also offers specialized checking accounts for eligible veterans.
Savings Accounts
Personal savings options include traditional savings and money market products. A youth-oriented account is also available for younger customers.
These products give customers options for maintaining emergency funds, short-term savings, and other financial goals.
CDs And IRAs
Certificates of deposit are available with terms ranging from 30 days to five years.
The institution also offers traditional and Roth individual retirement accounts. Fixed IRA terms are available for customers seeking retirement savings options.
Customers should contact the bank for current rates and account requirements.
Loans And Mortgages
The institution offers financing for personal, residential, agricultural, and commercial purposes.
Its lending products support both routine purchases and larger financial projects.
Personal Loans
Personal financing can cover:
- Automobiles
- Recreational vehicles
- Home improvements
- Debt consolidation
- Personal expenses
- Overdraft protection
Loan approval and terms depend on the applicant’s circumstances and the applicable lending requirements.
Home Loans
The bank provides mortgage financing for residential customers. Options can include home purchases, refinancing, construction, and other residential needs.
The institution maintains a dedicated real estate department at its Highway 59 location.
Home Equity And Construction Loans
Homeowners may qualify for home equity financing based on available equity and other lending criteria.
Construction and land financing are also available. These products can support customers developing or purchasing property.
Business Banking
Business banking represents an important part of the institution’s overall operations.
The bank works with local companies and provides deposit accounts, financing, cash management, and electronic payment services.
Business Checking And Savings
Business accounts can provide access to debit cards, online banking, mobile banking, electronic statements, mobile deposits, and online bill payment.
The institution also offers business certificates of deposit with different terms.
Commercial Loans
Commercial financing can support:
- Commercial real estate
- Equipment purchases
- Business expansion
- Construction
- Land development
- Operating needs
- Commercial and industrial activities
The bank’s commercial lenders work directly with businesses on their financing requirements.
Agricultural Lending
Agricultural lending is another important service area.
Financing can support farm and ranch real estate, livestock, equipment, and operating expenses. The bank’s agricultural lenders have experience with the local economy and agricultural sector.
This community-focused agricultural approach is similar to the role played by Farmers Savings Bank in Milford, Iowa within its own Iowa market.
Cash Management
Businesses can use several cash management tools to control payments and monitor accounts.
Available services include ACH origination, merchant card processing, account reconciliation, and Positive Pay.
Positive Pay options include check monitoring, payee matching, and ACH Positive Pay.
Online And Mobile Banking
The bank provides digital banking through its FNB Convenience Banking platform.
Customers can use online and mobile services to handle many routine banking tasks without visiting a branch.
FNB Convenience Banking
Online banking allows customers to review account balances and transaction history.
Other available functions can include internal transfers, external transfers, electronic statements, online bill payments, and cleared-check images.
Eligible customers can enroll online and manage their accounts through the digital platform.
Online Transfers And Bill Pay
Customers can transfer money between eligible accounts and connect certain external financial accounts.
Online Bill Pay can be used to schedule payments to participating billers. Customers should review payment timing before scheduling important obligations.
Electronic statements are also available through digital banking.
Mobile Banking And Deposits
Mobile banking provides account access from supported smartphones and devices.
Customers can review accounts, transfer funds, pay bills, and use mobile deposit where eligible. Mobile banking also gives customers access to their accounts outside normal branch hours.
Community Involvement
Community involvement is a major part of the institution’s identity.
The bank says its charitable giving is directed entirely toward Campbell County. It also reports that employees contribute more than 2,000 volunteer hours annually.
Campbell County Focus
The bank’s assessment area covers Campbell County, Wyoming.
Its local concentration allows the institution to focus its lending and community activities on the area surrounding its branches.
This differs from large banking organizations that operate across numerous states and metropolitan markets.
CRA Rating
The Office of the Comptroller of the Currency gave the bank an Outstanding rating in its 2024 Community Reinvestment Act evaluation.
The lending test received an Outstanding rating, as did the community development test.
The OCC also found excellent loan distribution across different borrower income levels and business sizes.
Local Giving And Volunteer Work
The institution places significant emphasis on local community participation.
Its reported volunteer activity includes more than 2,000 employee hours each year. Its giving program is also focused on organizations and activities in Campbell County.
The bank’s community role therefore extends beyond traditional deposit and lending services.
Financial Position
The bank’s latest reported financial data provides additional context about its current size.
As of June 30, 2026, total assets were approximately $651.9 million, while total deposits were approximately $570.1 million.
Net income for the quarter-to-date reporting period was approximately $5.0 million. The institution reported 64 employees and three offices.
These figures show that the bank remains a sizable community institution while maintaining a concentrated geographic footprint.
First National Bank Of Gillette Routing Number
The routing number is an important detail for customers setting up electronic transactions.
What Is The Routing Number?
First National Bank of Gillette uses routing number 102301050.
Customers may use the number for direct deposits, ACH payments, electronic transfers, and other transactions requiring an ABA routing number.
It is best to confirm the number with the institution when arranging a significant financial transaction.
Is The Bank FDIC Insured?
Yes. First National Bank of Gillette is an FDIC-insured institution.
Its FDIC certificate number is 18880. Standard FDIC coverage is subject to applicable ownership categories and federal limits.
Frequently Asked Questions
Where Is First National Bank Of Gillette Located?
The headquarters is located at 319 South Gillette Avenue, Gillette, Wyoming 82716. The institution also operates branches on Running W Drive and South Douglas Highway.
What Is First National Bank Of Gillette’s Routing Number?
The routing number is 102301050. Customers should verify routing details before making important electronic transactions.
How Many Branches Does First National Bank Of Gillette Have?
The bank currently operates three branches, all located in Gillette, Wyoming. They are the Downtown, RC Ranch, and Highway 59 locations.
Does First National Bank Of Gillette Offer Online Banking?
Yes. The bank offers online and mobile banking through its Convenience Banking services. Customers can check balances, transfer funds, pay bills, review transactions, and use mobile deposits when eligible.
Is First National Bank Of Gillette FDIC Insured?
Yes. The bank is FDIC insured under certificate number 18880. It is also a national bank regulated by the Office of the Comptroller of the Currency.
Final Takeaways
First National Bank of Gillette is a Wyoming community bank founded in 1963 and headquartered in Gillette. Its three branches serve customers throughout Campbell County while maintaining a concentrated local presence.
The institution offers personal checking and savings, CDs, mortgages, personal loans, agricultural financing, commercial lending, and business banking. Customers can also access online and mobile banking for everyday account management.
Its routing number is 102301050, and its FDIC certificate number is 18880. The bank’s Outstanding 2024 CRA rating and local volunteer efforts also demonstrate its strong focus on Campbell County.